{"id":45542,"date":"2026-04-20T16:22:00","date_gmt":"2026-04-20T19:22:00","guid":{"rendered":"https:\/\/tendenciaspoliticas.com\/?p=45542"},"modified":"2026-04-20T07:22:49","modified_gmt":"2026-04-20T10:22:49","slug":"dudas-sobre-el-impacto-de-la-flexibilizacion-de-encajes-en-el-credito","status":"publish","type":"post","link":"https:\/\/tendenciaspoliticas.com\/?p=45542","title":{"rendered":"Dudas sobre el impacto de la flexibilizaci\u00f3n de encajes en el cr\u00e9dito"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"505\" src=\"https:\/\/tendenciaspoliticas.com\/wp-content\/uploads\/2026\/04\/image-229-1024x505.png\" alt=\"\" class=\"wp-image-45543\" srcset=\"https:\/\/tendenciaspoliticas.com\/wp-content\/uploads\/2026\/04\/image-229-1024x505.png 1024w, https:\/\/tendenciaspoliticas.com\/wp-content\/uploads\/2026\/04\/image-229-300x148.png 300w, https:\/\/tendenciaspoliticas.com\/wp-content\/uploads\/2026\/04\/image-229-768x379.png 768w, https:\/\/tendenciaspoliticas.com\/wp-content\/uploads\/2026\/04\/image-229.png 1256w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Analistas advierten que la mora y la ca\u00edda de ingresos limitan la recuperaci\u00f3n.<\/p>\n\n\n\n<p>La reciente decisi\u00f3n del Gobierno de reducir los encajes bancarios del 75% al 65% busca impulsar el cr\u00e9dito, pero genera interrogantes sobre su efectividad en el contexto actual.<\/p>\n\n\n\n<p>Si bien la medida libera liquidez en el sistema financiero, especialistas se\u00f1alan que la demanda de cr\u00e9dito sigue condicionada por factores estructurales, como la ca\u00edda del salario real y el aumento de la morosidad.<\/p>\n\n\n\n<p>En este escenario, los bancos podr\u00edan mantener criterios restrictivos al momento de otorgar pr\u00e9stamos, lo que limitar\u00eda el impacto de la pol\u00edtica.<\/p>\n\n\n\n<p>El objetivo oficial es dinamizar el consumo y la inversi\u00f3n, pero la recuperaci\u00f3n depende tambi\u00e9n de la confianza de los agentes econ\u00f3micos.<\/p>\n\n\n\n<p>La evoluci\u00f3n del cr\u00e9dito ser\u00e1 un indicador clave para evaluar si la medida logra traducirse en mayor actividad econ\u00f3mica o queda acotada por las condiciones del mercado.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Analistas advierten que la mora y la ca\u00edda de ingresos limitan la recuperaci\u00f3n. La reciente&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,13],"tags":[15],"class_list":["post-45542","post","type-post","status-publish","format-standard","hentry","category-economia","category-ultima-noticia","tag-economia"],"_links":{"self":[{"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=\/wp\/v2\/posts\/45542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=45542"}],"version-history":[{"count":1,"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=\/wp\/v2\/posts\/45542\/revisions"}],"predecessor-version":[{"id":45544,"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=\/wp\/v2\/posts\/45542\/revisions\/45544"}],"wp:attachment":[{"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=45542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=45542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tendenciaspoliticas.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=45542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}